Improve the Outcome of Your Business Interruption Claim
Flooding in warehouse office on Oakland, MO
When your Oakland, MO, property has been affected by flooding, you'll have to consider losses beyond the damage to your physical property. You'll face additional costs, including the loss of profits while your business is closed down for repairs. If you've prepared for this situation with a business interruption policy, there are some steps you can take to improve the results of your claim.
Choose a Reliable Advisor
An important first step is to contact an experienced consultant. This professional should
- Provide a reasonable explanation of what will happen
- Help you understand the legal scope of your claim
- Steer you toward policy requirements and restrictions
- Look after your interests
Your insurance agent is a valuable resource, but this professional tends to look out for the interests of the insurance company; make sure you have a knowledgeable advisor looking after yours.
Document and Record Damage and Communications
As soon as you notice the flooding, begin documenting everything. Keep written records of small and large water damage, listing equipment, furnishings, and inventory that has been affected. It's also a very good idea to take photographs of the damage. Every time you talk to a professional, such as your insurance agent, an assessor, or a water damage remediation professional, record the date and the content of your conversation. Keep all of this information in a safe place. The better you're able to organize your paperwork, the faster you can work through your claim.
Appoint a Contact Person for Your Business
Finally, appoint a single contact person to represent your business and properties. All communication from the insurance company and other professionals should be steered toward that person. If repair technicians, inspectors, or agents need to talk to someone else in your company, make sure that contact person is also present. This ensures a continuity of service.
Whether flooding was caused by a broken pipe or severe weather, you face many losses through damage and business interruption. Your quick and appropriate action can make a positive difference in the outcome of your claim.
Water Damage In Residential or Commercial Property
To avoid health issues in your St Louis home make sure to look at this article to keep your loved ones safe.
Dealing with Water Damage in Residential or Commercial Property
Whether it is commercial or residential, one thing that can certainly cause significant harm to property is Lemay water damage. With some hard work, however, you can fix water damage. To help, below are a few tips you can use to deal with water damage in a residential or commercial property.
- Fight Mold Immediately
It actually isn't the fluid itself that is the most harmful part of water damage. It's the mold that quickly grows in that moist environment. A home that becomes infested with mold is no longer safe to live in, and it could destroy anything it grows in. To fix water damage, you must fight to stop the growth of mold.
The first thing you should do is open the area up to ventilation. Humidity can help mold row. Open up windows. Sun light can stop mold growth. Set up large industrial strength fans to dry the area out. If you see mold growing somewhere, use bleach to kill it. Borax mixed with water can also kill mold.
- Remove the Water and Moisture Manually
Second, you need to remove as much water as possible. The fans and ventilation will not work fast enough on their own. The only way to do this is by vacuuming the water out.
If it is a small amount of water, you can do this on your own. For example, a steam cleaner is designed to suck the water and moisture out of carpets to clean spills. You can use your steam cleaner similarly to remove water from moist carpet. However, if there is too much water, you should contact professionals to vacuum it out for you with professional equipment. Humidity must also be removed via dehumidifiers.
- Replace or Discard What Can?t Be Repaired
While it may be possible to remove the water and moisture from previously flooded rooms in a home, it may not be possible to save everything. For example, a piece of furniture in the basement may have been exposed to mold. It may be best to throw it out. If you aren?t sure, ask an expert.
SERVPRO of Clayton/Ladue Professionals provide fire and water damage restoration services. SERVPRO of Clayton/Ladue proudly serves St. Louis, Lemay, Mehlville, Oakville, Webster Groves, Crestwood, Shrewsberry, Affton, Marlborough, South County, and surrounding areas. We are available 24 hours/7 days a week and are ready to restore damage to your home or commercial structure caused by:
How To Handle Leaking Bathtubs and Showers
Shower leak in a Richmond Heights home
How to Determine a Leak in Your Home and How to Fix it
When you notice a bathtub leak or shower not draining properly, it isn’t something you should ignore. Not all leaks are the same; some require minor fixes, and others are signals of underlying damage. Here are several steps to guide you through the process of determining which leak is in your Richmond Heights, MO, home and how to fix the problem.
1. Caulk or Grout Leak
If you notice water damage below your bathtub or shower, it could be water coming through cracked grout or insufficient caulk. Check the area, looking for soft grout or holes. If an obvious deficiency is found, it might simply be a matter of re-caulking or filling in new grout. Although this should fix the leak, it’s always a good idea to still call a water remediation specialist to check for mold and ensure the area is completely dried.
2. Shower Pan Leak
Most showers have shower pans below the tile on the bottom surface to collect excess water and drain it properly. In some cases, a leak develops within it, causing water damage. To test for this, simply cover up the drain and pour a few inches of water into the shower. Check for water leaking through to a ceiling below or nearby carpet. This type of leak is one you want to hire a professional to handle, as it involves extensive work.
3. Shower Head Leak
If your shower or bathtub leak is coming from the faucet, it might simply be a matter of replacing the corroded fixture or washer within. This is an inexpensive problem and can be fairly easily fixed. If that doesn’t correct the issue and the leaking is coming from the plumbing within the walls, it’s a larger issue that a plumber should handle.
A shower or bathtub leak is something you need to address as soon as you notice the problem. It isn’t always a major project; however, if left untreated, it could turn into a larger issue. Once you identify whether the leak is from the grout, shower pan or shower head, you can come up with a plan of action and, if necessary, call a professional.
Not All Molds Are Created Equal: Your Guide to Common House Molds
Aspergillus is green and pink mold
Mold is one of the worst types of infestations a homeowner can experience. Not only is it just plain unappealing to look at but also, it's structurally damaging. Unfortunately, mold growth is an inevitability for most homeowners. However, the extent of damage it can cause all boils down to how one responds to it. You can prevent serious damage by recognizing the type of mold with which you're dealing, what causes it and knowing how to kill it.
Common Household Molds
There are 11 common types of household molds of which you should be aware. Those include the following:
- Alternaria: This type of mold typically occurs in dark areas of the home in which there are high humidity levels.
- Aspergillus: This type of mold originates outdoors on decaying leaves or vegetable matter and can attach itself to shoes, clothing or pets. Once indoors, it can grow on carpet.
- Aureobasidium: This type of fungi is typically found on painted walls, wallpaper, wood furniture and in windows and caulk.
- Chaetomium: This type of mold growth occurs because of water damage and typically affects drywall.
- Cladosporium: This fungus likes both warm and cool areas of floorboards, carpet, cabinetry and fabrics.
- Fusarium: Fusarium develops in cold, wet climates in fabrics and carpeting.
- Penicillium: You can find this type of mold in insulation, water damaged furniture, furnishings, carpet and more.
- Stachybotrys Chartarum: This is a type of black mold that can be found in dark, damp areas of the home, such as around ducts and AC pipes.
- Serpula Lacrymans: This growth typically develops in rotted wood and feeds solely on wood surfaces.
- Trichoderma: Trichoderma is another type of mold that loves damp areas. You may find this growth in damp carpeting, fabrics and other similar surfaces.
- Ulocladium: You may find this type of mold on surfaces that have undergone severe water damage.
What To Do When You Discover Mold
If you discover mold growth in your home, the best thing you can do is contact an Oakland, MO, mold remediation specialist. Trying to remedy the issue on your own may result in several patches going untreated, which negate your mold cleanup efforts.
How To Prevent and Extinguish Grease Fire in Your Kitchen
A grease fire is one of the most dangerous types of kitchen fires that can occur in your home in Glendale,MO
A grease fire is one of the most common and dangerous types of kitchen fires that can occur in your home in Glendale, MO. Unfortunately, many people are unaware of what they should do if oil catches on fire while they are cooking. Here is a useful guide on what actions to take if this situation ever does arise and how to prevent it from happening in the first place.
How To Extinguish Grease Fires
If a grease fire starts in your kitchen, try the following methods in this order:
- Turn off the heat.
- Smother the fire using a metal lid or cookie sheet.
- Pour salt or baking soda on the flames.
- Spray the fire with a class B kitchen fire extinguisher.
Never pour water on the fire, use ingredients similar to baking soda or salt like sugar, flour, or baking powder, or move the pan outside. If you are unable to put out the fire yourself, immediately evacuate your home and call 9-1-1. Stay outside your home until fire fighters arrive and contain the fire. If your home has experienced any fire damage, you will need to call in fire cleanup specialists to safely assess the extent of the damage and restore your home to its original state.
How To Prevent Grease Fires
Prevent grease fires in your home by taking a few essential precautions:
- Never leave the kitchen while cooking food
- Keep all flammable objects far away from the stove
- Keep a metal lid or cookie sheet close by
- Heat oil slowly and keep it at a safe temperature.
- Add food gently to oil to avoid splattering
- Quickly clean up oil spills
While preventing a grease fire is the best way to protect your home and everyone inside of it, knowing how to quickly extinguish one is an important skill to learn in case an accident ever happens.
Keep Out the Damp
Rain damage in Ladue, MO area
Take Rain Damage Seriously
No matter what kind of property you manage in Ladue, MO, mold and mildew can become a serious issue if left unchecked. Figure out the basics and keep fungal growth from disrupting your business by taking rain damage seriously.
1. Inspecting the Envelope
The envelope of a building is the sum of the interconnected systems that keep the indoor conditions stable. There are multiple aspects to the envelope, such as heat retention, water vapor control, and flood prevention. Many different materials go into constructing an effective layer of protection between the exterior elements and the interior occupants. For example, asphalt shingles and sturdy aluminum gutters form the first line of defense against water entry by directing water away from your building. If these components fail, black mold could begin to form in the attic or crawlspace from residual moisture.
2. Precision and Control
While flood and rain damage can certainly generate major issues quickly, there are also other, more subtle signs of an insufficient building envelope. If you notice heating and cooling costs creeping up during the summer or winter, you may have an air leak somewhere. This can occur due to failing housewrap, broken ventilation ducts, or cracks in the foundation. A thermal imaging camera can help diagnose these problem areas by showing the heat gradient in your living space. Water vapor can also accumulate even in well-insulated homes due to seasonal variations in humidity.
3. Mold Removal
Depending on the severity, black mold may need attention from a qualified cleanup professional. Mold spores can remain in porous surfaces such as drywall, plywood and subflooring, even if the visible portion has been scoured away.
Rain damage and related mold growth don't tend to resolve on their own. Maintain the condition of your property and guarantee the health of your occupants and employees by preventing moisture accumulation.
Three Steps for Preventing Flood Damage During a Storm
There are many maintenance steps you can take to keep your home safe during storms and under normal conditions.
There are many maintenance steps you can take to keep your home safe during storms and under normal conditions. These include
- Cleaning the gutters and storm drains
- Repairing any cracks in siding or foundations
- Replacing windows and doors that cracked or warped
However, if a storm is coming and you have time to prepare for flooding and other potential risks, you'll need to focus on preventing or minimizing potential storm damage.
One: Know the Risk of Floods
You can get valuable information from your emergency management office or the building department. Ask for the projected flood elevation of your neighborhood. The community may also have a website with this information. However, it's best to get this information before the pending storm. If you wait, those phone lines are likely to be busy, and it may be very hard to get the information you want. If you're not sure what to do with this information, contact a local flood recovery company.
Two: Find and Plug Basement Floor Drains
It isn't unusual for flooding to lead to sewer backups as storm water enters the community water system. As a storm approaches, avoid some flood damage by plugging or capping any floor drains, toilets, sinks, and showers with a plug or cap. If the floor drain ha a ball in the pipe, that drain plug may do the job. Again, work closely with flood recovery professionals to ensure good seals on these drain openings.
Three: Turn Off the Electricity
Shut off the electrical breakers and unscrew the fuses. Even if the water doesn't reach electrical outlets, reduce the potential for electrical shocks. If you have a furnace, freezer, washer, dryer, or other appliance in the basement, there's a risk. As much as possible, remove all appliances from the area to protect yourself and the appliances.
What other advice have you heard about protecting your home during flooding? Can you think of other tips for preventing flood damage?
A Fire Damage Service Saves Time in Your Clayton Home
Damaged Roof Should Be Quickly Covered to avoid further damage.
In Clayton, Fire Damage Services Save You Time
Fire damage in Clayton destroys your home in many ways. It engulfs everything you own in flames and can spread throughout your home in just a couple of minutes. After a fire, everything in your home is covered with ash, soot, and has likely sustained water damage because of efforts to extinguish the fire. The cleanup process after a fire is often difficult and time-consuming and usually requires special equipment that most homeowners do not have.
Fire damage services are an excellent solution for homeowners who want to restore their homes as soon as possible without the stress and hassle of trying to handle the cleanup, repair, and restoration process themselves. When determining whether fire damage services are a viable solution for your specific needs, it can be helpful to know some information about what a professional restoration company can do for you.
Fire Damage Services Clean Your Home Quickly
A professional restoration company understands that timing is everything when dealing with the aftermath of a house fire, especially if water damage is involved. Within hours of a fire, wooden furniture can permanently swell and discolor, drywall can soften and warp, and carpeting can separate from its backing and become ruined. In addition, mold and mildew can begin to grow within 24 hours of a fire. Therefore, it is necessary to remove any excess moisture from your home immediately.
A professional restoration company such as SERVPRO of Clayton/ Ladue offers 24-hour emergency services so they can begin the cleanup process immediately.
Fire Damage Services Make Your Home Safe
Fire damage services also examine the structure of your home for any fire or water damages and repair it as necessary. Since the structure of your home is composed of wood, it is likely that it has sustained some damage during a fire. Depending on the extent of the damage, it may be necessary to perform major renovations on your home’s structure to make it safe to live in again. A professional restoration company handles every aspect of this for you to ensure you can live in your home safely after cleanup and repairs are complete.
Fire damage services are invaluable when dealing with the aftermath of a house fire, as they enable you to focus on recovering from the fire rather than spending countless hours trying to clean and repair your home. For more information on fire damage services and how they can benefit your specific situation, contact SERVPRO for an immediate response.
Locally Owned Company with National Resources
As a locally owned and operated business, SERVPRO of Clayton/Ladue is strategically located to respond quickly to your smoke or fire damage event. When a major fire or disaster event occurs, we can call upon our national network of 1,650 SERVPRO Franchises and special Disaster Recovery Teams if we need additional resources or personnel.
If you would like to schedule service for your home or business, please call today! (314) 863-4555
Water Mitigation Procedures
Immediate water cleanup can be essential to the structural integrity of your building.
Water mitigation is the process of reducing the severity of the damage after a flood or water event has infiltrated your commercial building. When you call in a water removal and restoration team to assess the situation, the highly trained members will look for signs the water has seeped into unseen areas to cause secondary damage – this is mitigation. Whether you have a pipe burst cleanup or a dam break flood, the team will usually begin with the following three steps.
1. Prevent Reoccurrences
Once your water damage has been dealt with, and the supply line leaking has been stopped, it is time to look at the underlying causes of the original water problem. Your water mitigation and restoration team will typically check for weak spots or loose joints in the connecting plumbing lines to prevent reoccurrences. If there is a question about the integrity of the line, it is time to address the problem while the area is torn out.
2. Take Immediate Action
An experienced team will immediately remove hidden water from under floors and inside walls. They can then begin checking for signs the liquid soaked into the crawlspace, seeped into lower floors, or trickled along electrical lines. After the pipe burst cleanup or floodwater removal, they will also check for wet insulation, hidden exposed areas, and colonies of mold.
3. Check Structural Damage
Immediate water cleanup can be essential to the structural integrity of your building. If water soaked into the foundation or supporting beams, the wood could swell, split, or harbor mold spores. Your team of experts can check for structural damage and restore or repair the areas as soon as they locate them.
After floodwater or a pipe burst cleanup in Clayton, MO the water mitigation procedures can begin. Locating and removing any additional damage can make sure your property is returned to a safe and secure commercial standard.
How To Prevent Mold From Spreading During Remediation
If your business has a mold growth, then you will likely need to have remediation done to remove it.
If your business has a mold growth in its Clayton, MO building, then you will likely need to have remediation done to remove it. During the mold cleanup process, there are measures that should be taken to ensure that the mold does not spread to other areas of the building. Here are a few ways that you can prevent this.
1. Containing Mold
Because mold spreads via spores, it can be easy to accidentally carry them from one area to another without realizing it. One way to keep this from happening is to use mold containment procedures. While the procedure can vary depending on the area, one common way to prevent further mold contamination is to use a negative air machine. The negative air pressure keeps the spores from moving into clean areas during remediation. Physical items such as tarps can be used as well.
2. Removing and Cleaning Affected Materials
In some cases, you will need to remove and replace building materials during mold cleanup. While antimicrobial and anti-fungal treatments can help reduce the chances of mold reappearing, carpeting and drywall might need to be replaced. Because porous materials hold moisture more easily, they are likely to be more affected by an infestation. If the mold has found its way to other items, such as curtains or furniture, those will need to be cleaned and treated as well.
3. Filtering the Air
In order to remove any floating mold spores in the environment, a mold remediation specialist will use equipment designed to clean the air. This equipment may include HEPA vacuums and air scrubbers which are highly-effective filters used to remove impurities. This will not only prevent the mold from moving to new locations, but it will also remove the musty odors that it causes.
Mold cleanup is an important part of the removal process, but if it is not done correctly, the problem can return or worsen. You should always use a professional service to get the best results.