Fire Damage Preparation Tips
As hard as it can be to think about, a fire could occur at your place of business. While a fire and its related damage are very real risks that you need to consider, there are things you can do to prepare for a possible future fire - and sleep a little easier at night. Here are five steps you can take to help you with fire preparation.
1. Understand your insurance plan. Make sure that you understand your commercial insurance coverage, claim requirements and any special conditions that apply to fire damage. If you don’t like one of the provisions of your policy, talk to your agent about adding or removing coverage.
2. Estimate replacement and repair costs. This is an important step to take to understand how much focus needs to be put on fire preparedness within your company. Making estimates will also help you identify your most vulnerable equipment.
3. Protect your workers. Make sure that your entire team is trained on fire preparation. Create an emergency escape plan that everyone can learn and remember so that they can exit the building as quickly and safely as possible during a fire.
4. Safeguard your business. Your business needs an emergency plan of sorts, too. Create a plan of recovery so you know what to do to reopen after a fire. This should include planning on the Ladue, MO, commercial fire damage service you will use if damage occurs.
5. Back up important files. Business records, repair service provider lists, financial spreadsheets and inventories are some examples of documents that should be preserved to the best of your ability as part of your disaster preparation plan. You can store these at an offsite location, but you should also consider utilizing electronic cloud services to keep online copies of your most important files.
Fire preparation is important not only for your company and finances but also for the well-being of you and your entire staff. Put these steps into action for a better defense against building fires.